Accept crypto without becoming a crypto business.
Most merchants who want to accept crypto don't want to own any. The objection is never the payment — it's the wallet to secure, the position to manage, the second currency in the books, and the compliance conversation that follows. Converting before settlement removes all four, and leaves you with a payment method that behaves like the others.
The same four steps as any method.
- [ 01 ]
PRICE
The order is quoted in the crypto amount at a rate shown before the customer confirms.
- [ 02 ]
PAY
The customer sends from their own wallet — no account with us, no custody.
- [ 03 ]
CONVERT
The payment converts as part of settlement rather than sitting on a balance.
- [ 04 ]
PAY OUT
Euros arrive in the same payout as your card takings, on the same order reference.
Why merchants ask for it
Because a segment of their customers holds stablecoins and would rather pay with them, and because a crypto option costs nothing to present when it lives on the same page as everything else. The upside is a payment you would otherwise not have taken; the traditional downside was operational, and that's the part that gets removed by converting before settlement.
- [ 01 ]A payment method some customers actively prefer
- [ 02 ]No separate checkout or redirect to a crypto site
- [ 03 ]Costs nothing to present when it shares the same page
What changes in your business
Almost nothing, which is the point. No wallet to secure, no keys to manage, no treasury policy, no second currency in the ledger, and no new reconciliation model — a crypto order sits in the same list as a card order, carries the same reference, and settles in the same payout. The method is a field on the record rather than a parallel system.
- [ 01 ]No wallet, no keys, no custody
- [ 02 ]One currency in the books and one payout line
- [ 03 ]Refunds and disputes handled like any other order
What it takes to switch on
A toggle, and a decision about settlement — which is already made for you as auto-convert to EUR into your named account. Everything downstream of that, from the receipt wording to the export column, is handled as part of the method.
Crypto payments — questions merchants ask.
Your side of it is a euro receivable. Gateway carries the crypto leg — pricing, the on-chain payment, and conversion — and what reaches your account is EUR from a regulated settlement path, recorded on the receipt with the rate applied. You're not custodying tokens or running a wallet.
The stablecoins accepted are euro- and dollar-referenced, the rate is fixed before the customer confirms, and conversion happens at settlement. The euro total on the order is the number you receive.
No. They pay from their own wallet to a payment address generated for that order. There's nothing for them to sign up for, which is a large part of why the flow converts at all.
The method sits on the same checkout, the same order, and the same payout as your cards, rather than in a separate system with its own dashboard and its own reconciliation. That difference is most of the operational cost of accepting crypto.
Often switched on together.
USDC payments
Ethereum · Base · SolanaStablecoin payments priced before confirm and converted to euros, so your books stay in one currency.
[ 02 ]Card payments
Visa · MastercardThe default rail, with 3-D Secure 2.0 and strong customer authentication handled inside the flow.
[ 03 ]Multi-currency payments
Their currency · Your EURPriced in the customer's currency, converted transparently, settled to euros in one payout.
Take a payment on every one of them.
A sandbox merchant, API keys, and a checkout with all of these switched on — so you can run each method end to end before you commit to anything.
Request sandbox access