USDC in, euros out.
USDC sits on the same checkout as cards and wallets. The customer pays on whichever network their wallet lives on; the amount is priced at a rate shown before they confirm, and what reaches your account is euros in the same payout as your card takings. You never hold a token position, and your accountant never sees a second currency.
Chain to bank line, four steps.
- [ 01 ]
QUOTE
The checkout prices the order in USDC at a rate shown on the page before the customer confirms.
- [ 02 ]
PAY
The customer sends from their wallet on Ethereum, Base, or Solana.
- [ 03 ]
CONFIRM
The transfer is confirmed on-chain and the order flips to paid, with the receipt stating the rate.
- [ 04 ]
SETTLE
The amount converts and pays out in EUR alongside every other method.
What the customer sees
USDC as one of the payment options, not a separate page or a redirect to a crypto site. Picking it shows the amount in USDC, the network choice, and the rate being applied — before anything is sent. The receipt they get afterwards states the conversion in one line, so there's no ambiguity about what was paid.
- [ 01 ]On the same page as cards and wallets, not a redirect
- [ 02 ]Amount, network, and rate visible before confirming
- [ 03 ]Receipt records the USDC amount, the rate, and the euro total
What you receive
Euros, in the same payout as your card takings, against the same order reference. The conversion happens before settlement rather than after, which is what keeps you out of holding a position: at no point does accepting a stablecoin turn you into a business with a treasury function or a wallet to secure.
- [ 01 ]One EUR payout line covering card, wallet, and USDC orders
- [ 02 ]The rate applied recorded on the receipt and in exports
- [ 03 ]No wallet to run, no custody policy to write, no position to manage
What it takes to switch on
One toggle covers all three networks — the customer picks the one their wallet is on and your configuration doesn't change. The settlement panel beside it states the deal plainly: auto-convert to EUR, paid out to your named account at the daily payout time.
USDC payments — questions merchants ask.
No. The conversion happens as part of settlement, so what lands in your account is euros. You don't operate a wallet, you don't hold a position, and there's nothing to sell at month end.
The rate is fixed and shown to the customer before they confirm, and that same rate is what appears on the receipt and in your settlement. The order total in euros is the number you were always going to receive.
Ethereum, Base, and Solana, behind a single toggle. Customers pay on whichever their wallet lives on — the merchant side of the configuration is identical either way.
It's issued against the order like any other refund, full or partial, with a required reason. It travels back as the euro settlement of the original payment rather than as a token transfer, so the accounting stays in one currency on both legs.
Often switched on together.
Crypto payments
Accept · Convert · SettleThe whole category, answered the same way — the customer pays in crypto, you're paid in euros.
[ 02 ]Card payments
Visa · MastercardThe default rail, with 3-D Secure 2.0 and strong customer authentication handled inside the flow.
[ 03 ]SEPA bank transfer
SEPA · vIBAN referencePay-by-transfer with a per-order vIBAN, so an incoming payment identifies its order automatically.
Take a payment on every one of them.
A sandbox merchant, API keys, and a checkout with all of these switched on — so you can run each method end to end before you commit to anything.
Request sandbox access