Twelve fintech products,
one banking core.
Protocore is the product studio behind them — a whitelabel neo-bank, hosted checkout, cards, and custody on one core. Accept cards, wallets, and USDC — online and at the counter.
METROPOLITAN POLICE
LUXOFT
ENDAVA
ANIFThree services, one standard.
Artificial Intelligence
LLM applications, retrieval, and ML pipelines that ship to production — not demos.
- LLM & agent apps
- RAG & search
- ML pipelines
- Computer vision
- MLOps & evals
Blockchain
Smart contracts, wallets, and tokenization — audited, gas-aware, and built to last.
- Smart contracts
- Wallets & custody
- Tokenization
- Cross-chain
- Audits & security
Payments
Gateways, PSP integrations, and cashless systems that clear at scale.
- Payment gateways
- PSP integration
- Cashless & NFC
- Settlement & ledgers
- PCI compliance
From problem to operated system.
- [ 01 ]
Discover
We map the problem, constraints, and the smallest valuable slice to ship first.
- [ 02 ]
Design
Architecture, interfaces, and a build plan your team can ship and operate.
- [ 03 ]
Build
Production code in tight increments, instrumented and tested from day one.
- [ 04 ]
Operate
We ship, monitor, and harden — then hand over, or run it with you.
Built as products.
Twelve fintech products and a design system run on one core — a whitelabel neo-bank, hosted checkout, PoS, ramps, cards, custody, and the console that operates them, all in production demos. Accept cards, wallets, and USDC — online and at the counter. The screens below are the product itself — five example directions of the same Protocore Pay platform.
One banking core. Any app you can imagine on top.
A whitelabel neo-bank platform — ledger, accounts, cards, and crypto in one core, with an app layer shaped to your brand.
The back office behind every front end
Customer 360s, ops queues, and both money rails on one surface — every privileged action reason-required and audited.
Cards, wallets, and USDC — one payment page
A hosted checkout that puts every method on the same page, with one receipt and crypto settled to EUR.
One payment, end to end.
Each product is the software for one stage of a payment, handing off to the next over one core ledger. Three of the eight flows:
- ACCEPTSETTLE
Gateway authorizes and captures the payment; settlement pays out in EUR against one order reference. Bank-transfer orders carry vIBAN references so incoming SEPA credits identify their orders by construction — and whatever doesn't match lands in Center's reconciliation queue as a counted exception.
- FIATCRYPTO
Ramp and ATM are the doors between euros and crypto — card or Apple Pay in, cash in hand at a kiosk, and both ways back out. Chain carries the on-chain leg; Wallets holds the result inside whatever app the user is already in.
- POLICYPAY
Agents lets software spend under written policy — budgets, merchant allowlists, human approval above a threshold. Approved payments settle as ordinary SEPA transfers on Pay's core, and every decision lands in the same hash-chained audit trail Center reads.
Where our systems run.
Fintech & banking
Payments · ledgers · KYC[ 02 ]Events & venues
Ticketing · cashless · access[ 03 ]Retail & hospitality
POS · loyalty · kiosks[ 04 ]Transport & logistics
Tracking · automation · AI[ 05 ]Public sector
Identity · access · data[ 06 ]Manufacturing
IoT · monitoring · OEE[ 07 ]Energy & utilities
Sensors · metering · control[ 08 ]Healthcare
Devices · compliance · data[ 09 ]Gaming & esports
Wallets · payments · anti-fraudWe build the devices, too.
When off-the-shelf doesn't fit, we design the electronics, firmware, and cloud — through to OEM production.
Ticketing & Access Control
Turnstiles, gates, QR/NFC validators.
Wristbands & Credentials
NFC wristbands, RFID cards, cashless.
Self-Service Kiosks
Ordering terminals, check-in, payment.
IoT & Sensors
Environmental sensors, gateways, monitoring.
Custom Electronics
PCB design, embedded, firmware.
Software & Cloud
Dashboards, APIs, mobile apps.
Consulting & Prototyping
Discovery, prototypes, OEM production.
And the everyday work that ships alongside.
- Websites
- Web applications
- Mobile apps
- UX/UI design
- Branding
- E-commerce
Everything renders on PDS.
Protocore Design System 2.0 is the foundation under every screen above — and under this site. Dark-first, token-driven, radius zero: 144 design tokens and 889 utility classes shared by the web products, with the same tokens shipped for web, .NET, and native through @protocore/pds-css.
- [ 01 ]One doctrine across the whole family — hairlines, mono labels, one green accent
- [ 02 ]Tokens for web, .NET, and native from a single source
- [ 03 ]Proprietary and licensed per team, served from our private registry
We treat infrastructure as a product — instrumented, documented, and built to be operated. Not handed over and forgotten.
From the workshop.
Have a system to build?
Tell us the problem. We'll come back with an architecture and a plan.
Contact us